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Hail, wind, and insurance claims

Storm Damage Roof Inspections & Insurance Claims in Indianapolis

Before you file anything, get a storm damage roof inspection from a local company with no stake in scaring you. We photograph what the hail or wind actually did, tell you honestly whether a claim makes sense, and if it does, we document it properly and rebuild the roof to code.

New brown shingle roof holding up under snow in an Indianapolis winter

Know the signs

What hail and wind actually do to a shingle roof

  • Hail hits

    Dark bruises where granules got crushed, exposed black asphalt, and dents in gutters, downspouts, and soft metal vents.

  • Wind damage

    Creased, lifted, or missing shingles, usually along ridges, rakes, and edges where gusts get under the tabs first.

  • Water inside

    Ceiling stains that appear after a storm, damp attic insulation, or drips at light fixtures mean the roof is open somewhere.

A free inspection with zero sales pressure

After a big storm rolls through Marion or Hamilton County, the door knockers show up fast. We are not that. Multi-Family Roofing is based on East 79th Street, we were here before the storm, and we will be here after. The inspection is free, you get every photo we take, and if the roof does not have claim-worthy damage, we say exactly that and leave you with documentation for your records. No invented urgency, no pushy contracts on the tailgate.

Hail damage roof replacement

Hail rarely opens a hole you can see from the driveway. It crushes the granule layer that protects the asphalt underneath, and those bruised spots bake in the sun until the shingle fails years early. We check slopes, ridge caps, vents, and gutters for the impact pattern insurers look for. When the damage justifies it, hail damage roof replacement is usually covered by your homeowner policy, minus your deductible.

Wind damage roof replacement

Straight-line winds crease shingles even when they stay on the roof, and a creased shingle has a broken seal that will leak later. Wind damage roof replacement claims come down to proof: which slopes, how many shingles, and whether repairs can actually match and seal. We document all of it so the decision gets made on evidence.

Documentation that holds up with your insurer

A weak claim file is how legitimate storm damage gets denied. Ours includes dated photos of every affected slope and accessory, roof measurements, the storm date, and notes tied to what your policy language cares about. When the adjuster schedules the inspection, we meet them on the roof, walk the same spots, and speak the same building code language. Owner Scott Mason is F14 International Building Code certified, which matters when code items belong in the claim scope.

Tarping first if water is getting in

If the storm left an active leak, we do not wait on paperwork. We install a secured tarp over the opening to stop the water, and we photograph the damage before covering it so the claim file stays intact. Most policies expect you to prevent further damage, so tarping protects both the house and the claim. Details are on our roof repair and tarping page.

Rebuilt to code, not patched to match

When the claim is approved, the roof goes back on the way we build every roof: full tear-off, decking checked board by board, and TAMKO shingles installed to manufacturer spec by a TAMKO Certified Contractor. You can see the whole scope of that work on our roof replacement page. Insurance jobs get no shortcuts, because our name is on the roof either way.

Straight answers

Storm damage and claim questions

The claim, step by step

From storm to finished roof

  1. Free inspection

    We walk the roof and attic, photograph every hit, and give you a straight yes or no on whether a claim makes sense.

  2. You file, we support

    You open the claim with your insurer, and our documentation package goes with it: photos, measurements, and the storm date.

  3. Adjuster meeting

    We meet the adjuster on your roof so the approved scope reflects the real damage and the code items the rebuild requires.

  4. Rebuild to code

    Once approved, we tear off, fix any decking, and install the new TAMKO roof to manufacturer spec, then clean up like we were never there.

Storm response across the Indianapolis metro

Also serving: Noblesville, Westfield, Carmel, Greenwood, Brownsburg, Lawrence, Meridian Hills, Nora, Broad Ripple, Zionsville, McCordsville, Fortville, and Irvington.

Live from Google

Hear it from homeowners we have already helped

Free inspection

Think the storm got your roof? Find out for sure.

Request a free inspection and get honest photos of what the hail or wind did, plus a clear recommendation: file a claim, make a small repair, or do nothing at all.

Mon-Fri 8am-7pm, Sat 9am-4pm
info@multifamilyroofingllc.com

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